The NINE Loan | No Income, No Employment

Introducing the most innovative home loan program EVER!
Purchase/Refinance/Cashout

The only owner-occupied loan that doesn’t require income, employment, or debt-to-income ratios to qualify.

Really. We mean it.

It's based on credit/down payment/reserves. That's it!

The NINE Loan: No Income/No Employment.

A few details regarding this unique loan program
• 720 credit score gets you 80% LTV on purchase
• 660 is lowest score for cashout
• Reserves required and driven by credit score
• Cashout proceeds can satisfy reserve requirements
• 100% Gift allowed for down payment & closing costs on purchases
• Minimum loan size is $150,000
• Average closing time: 30-40 days
• No prepayment penalty
• Property appraisal required

BOOK A CALL - LET'S CHAT!

NMLS 250769. We are offering this program in Florida only, where our loan officers are licensed in. This is a not an offer to lend, and all applicants must be fully evaluated for final underwriting approval. Program subject to change.